Our Planning Process
Our step-by-step planning process is designed to help you:
- Define your goals
- Develop a financial strategy to achieve them
- Execute the plan with confidence, clarity and purpose
Our Products and Services
Financial Planning
- Current Financial Position/Budgeting
- Asset Allocation Strategies
- Accumulation Planning
- Tax Strategies*
- Education Planning
- Retirement Planning
- Survivor Needs Analysis
- Disability Needs Analysis
- Long Term Care Needs Analysis
- Estate and Wealth Transfer Planning
- Informal Business Valuations
- Presentation to interested 3rd parties (hourly fee)
Investments
- Retirement Accounts (IRA, SIMPLE, SEP, 401(k))
- College Planning (529 plans)
- Brokerage Accounts
- Stocks, Bonds, Mutual Funds, ETFs, UITs, CDs
- Annuities (Variable, Fixed, Indexed)
- REITs, Alternative Investments
Insurance
- Life Insurance (Individual and Group)
- Disability Income Insurance (Individual and Group)
- Long Term Care (Individual and Group)
- Health/ Medical Insurance (Individual and Group)
Wealth Transfer
- Access to Estate Planning
- Access to Third Party Trust Administration
- Succession Planning
- Generational Education and Planning
- Access to Charitable Trust Services
Employer-sponsored group benefits
- Defined Contribution
- 401(k)
- Profit Sharing
- SIMPLE, SEP
- 403(b) Tax Exempt
- Defined Benefit
- Pension
- Cash Balance
- 412(i) Qualified Defined Benefit Plan
- Non Qualified Retirement
- Executive Bonus - Section 162
- SERP
- Deferred Compensation
- Executive 457
- Business Continuity
- Buy/Sell agreement funding
- Disability Buy-out
- Exit Plan strategies
- ESOP (Employee Stock Ownership Plan)
- Business Protection
- Key Person
- Stay Bonus
- Income Protection
- Overhead Expense
- Business Loan Protection
* Seek the guidance of your professional tax and/or legal advisor before making decisions.